Home Depot Credit Card Credit Score

Thats the case for the Home Depot Credit Card and the two Home Depot business credit cards. The Home Depot Consumer Credit Card issued by Citi is a store credit card exclusively for Home Depot purchases.

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In order to qualify you must have at least fair credit.

Home depot credit card credit score. In recent years due to the economic crisis the credit score for a Home Depot card has raised. Their 640 credit score requirement is consistent with that of other store credit cards. That said there are some reports of consumers with a 600 credit score being able to qualify for this credit card.

How to Increase Your Chances of Getting Approved for the Home Depot Card Getting approved for a credit card requires a little planning. The Home Depot credit card offers special financing on big purchases. Instead it provides a very large credit limit up to 55000 for home building and renovation projects and gives you a very long time 7 years to pay it off.

A fair credit score generally means a FICO or overall credit score of. This card isnt for earning rewards or getting benefits. All three Home Depot credit cards are store cards meaning they can be used only at Home Depot.

5 on eligible purchases. The Home Depot Project Loan. Feature Lowes Advantage Card Home Depot Consumer Credit Card.

While your credit score is a significant factor in this decision its also possible the decision depends on other factors such as whether. But its not a true 0 intro APR offer and you wont earn any ongoing rewards. Home Depot Credit Card is a great Credit Card if you have fair credit or above.

Home Depot Card Credit Requirements. Our Home Depot Consumer Credit card provides you with special financing on purchases of 299 or more and up to 24-month financing during special promotions. If youre not sure what your Credit Score is apply for a report here.

Put a hard inquiry on my credit for a card i was pre-approved for though. 30 off your in-store purchase of 30 to 59999 or 100 off a purchase of 600 or more by Aug. There are user reports of being approved with a score as low as 600.

Things are a bit more complicated with this card. Instead this card is designed for those who frequent the store and need breathing room to pay off big purchases all for a 0 annual fee. For you to qualify for the Home Depot Credit Card you must have a fair credit score.

Most credit card review sites report a fair credit score is needed to qualify for the card. Are you thinking about applying for the Home Depot Card. The Home Depot Consumer Credit Card is not a traditional store credit card with a loyalty program.

The Home Depot offers The Home Depot Project Loan for regular customers to pay for a single large job at home its not meant for contractors. Its perfect for everyday needs like appliances lighting and fans paint tools lawn and garden maintenance products and an endless variety of home improvement projects. However a credit score alone does not guarantee or imply approval for any Citibank product.

Have had credit cards for over 10 years with credit score in high to mid 700s. Many consumers have reported that the Home Depot Credit Card requires applicants to have a minimum credit score of 640. Credit Scores The Home Depot Card.

FICO scorescredit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. Manage your Home Depot credit card account online any time using any device. Ensuring your balances are low and that you have less than six inquiries will help.

The grace period listed for The Home Depot Credit Card is at least 25 days. Their APR is quite high above 20. The Home Depot Consumer Credit Card benefits and features.

A credit score of 640 or higher is needed for a Home Depot card. Our Home Depot Consumer Credit card provides you with special financing on purchases of 299 or more and up to 24-month financing during special promotions. It wont cost you.

Credit Score Needed For Home Depot Card Home Depot reports that youre more likely to be approved for the Home Depot credit card with a score of 640 or higher. Was denied card application for insufficient credit history. CitiBank is the issuer of the lines of credit given by the Home Depot.

If youre looking to apply we recommend at least a 630 credit score. Submit an application for a Home Depot credit card now. Its perfect for everyday needs like appliances lighting and fans paint tools lawn and garden maintenance products and an endless variety of home improvement projects.

The minimum recommended credit score for this credit card is 640. The Home Depot Consumer Credit Card offers cardholders the option to avoid interest for six months on purchases of 299 or more or up to 24 months for qualifying purchase promotions if you pay the balance in full within the promotion time frame. You can check the current offers for 12-month financing here.

Considering that this card offers an array of special financing offers it can help you save money on interest if you need a few months to pay off your purchases.

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